Financial Solutions
Comprehensive financing options designed to empower your personal and business growth
Comprehensive financing options designed to empower your personal and business growth
At InterCrest Capital, we understand that acquiring the right assets is crucial for both personal and business advancement. Our Asset Financing solutions are designed to help you obtain the equipment, machinery, vehicles, and other valuable assets you need to boost productivity, expand operations, or improve your quality of life.
Obtain financing by pledging movable assets you already own as collateral.
Acquire the assets you need without immediate ownership. The asset being financed acts as the primary collateral, with a percentage deposit contribution required.
Whether it's for personal needs, home appliances, or furniture, our flexible consumer loans help you afford the things that make life more comfortable.
Tailored repayments
Go green and cut down on electricity bills. We offer financing for solar panels, inverters, and installation—giving you sustainable energy without the financial strain.
Energy savings
Drive your goals forward with our motor vehicle financing. Whether it's a personal car, business vehicle, or fleet expansion, we help you hit the road.
Fleet options
Supporting Zimbabwe's mining sector with easy access to small-scale mining machinery and tools for artisanal miners.
Lease-to-own
Empowering individuals and families to own residential property with structured financing plans that are accessible and manageable.
Meet with an expert to discuss your goals
Submit basic documents for loan estimate
Confirm rate and finalize application
Sign documents and fund your loan
| Loan Type | Term | Purpose & Features |
|---|---|---|
| Micro mortgages | 6-36 months | Stable monthly payments—ideal for medium-term planning |
| Adjustable-Rate (ARM) | Flexible | Lower initial rates—perfect for short/medium-term plans |
| Construction Loans | Staged | Finance building or upgrading your home in stages |
| Investment Loans | Long-term | Competitive financing for rental homes and equity building |
Tailored solutions for Zimbabwe's small-scale mining sector
Small-scale mining contributes over 60% of gold deliveries to Fidelity Gold Refinery and supports 1.5 million Zimbabweans. The sector includes gold, chrome, tantalite, lithium, and gemstones.
We provide structured equipment financing designed for the unique needs of artisanal miners:
Lease-to-own or hire purchase model where miners pay monthly instalments while using equipment to generate income.
Gold detectors
Hammer mills
Water pumps
Compressors
Generators
Solar systems
Loan size
From USD $1,000 upwards depending on cash flow
Tenure
6 to 24 months with flexible repayment terms
Collateral
Moveable assets or group guarantee schemes
Zimbabwe Miners Federation
Fidelity Gold Refinery
Equipment Suppliers
Ministry of Mines
Our financial experts are ready to guide you to the perfect solution for your needs.